Retirement Savings / 401(k) Calculator
Enter your current age, desired retirement age, current balance, annual salary, contribution percentage, employer match percentage, and annual growth rate. We will estimate how much you might have saved by retirement and show a yearly breakdown.
| Year | Start Balance | Total Contribution | Growth | End Balance |
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About Our Retirement Savings / 401(k) Calculator
This calculator helps you estimate how much you can save by retirement, based on your annual salary, contribution percentage, employer match percentage, and annual growth rate. It uses a simple year-by-year approach:
- 1. Calculate total annual contribution = (salary × contribution%) + (salary × employer match%).
- 2. Add that contribution to your current balance. Then apply the annual growth rate (e.g., 7%).
- 3. Repeat for (retirement age − current age) years, showing each year’s starting balance, contributions, growth, and ending balance.
Adjust the inputs to see how higher contributions, a better match, or increased returns might affect your retirement total. For more calculators, visit Apex Calculator.